Here in this blog post, we will share with you information about the 5 Best credit cards in Australia with no Annual fees. So read the full blog and get the information.
5 Best credit cards in Australia with no Annual fees
These credit cards are very popular credit cards for the no annual fees, the people who are worrying about the annual charges. So they can use these credit cards.
01 ) The American Express Essential Credit card
The best thing about this credit card is a $100 cashback statement on any product purchase when you spend $1500 for three months. Interest-free days on retail up to 55 days. After that interest rate is going to be 14.99% on p.a.
With this card, you can save 1.25 points per dollar spent and unpaired say with the government bodies you receive $1 per $1 Spent. You can redeem this whole point as a reward.
Eligibility for a Credit card:
- Have an annual income of $40,000
- No history of bad debt or payment default
- Applicant should be 18 years old
- Agree to access the statement online through American Express
- Be an Australian citizen, Permanent resident, or long-time visa holder.
You can use these points for different uses.
- 8 Airline partner program
- Smartphone screen cover
- For hotels (for example Hiltion honor, Marriott Bonvoy )
- Gift Cards
If you prefer these credit cards to your friends or family you can get $10,000 points.
02) Kogan money credit card
With these credit cards, you can get the $400 Kogan credit, when you spend $1500 on eligible purchases within the first 90 days.
This card has no annual fees, we are discussing the No annual fee charges for credit cards.
By using this credit card you can get 2 points per $1 spent on eligible purchases at Kogan. you can also get the Kogan First membership. You can get security and fraud protection from the fraud shield. This credit card has interest-free days on retail purchases of up to 55 Days. After that period interest period will be increased to 20.99% p.a.
If you pay the full balance on time every single month, you won’t have to pay any interest for this credit card.
The minimum requirement for this credit card is $35,000 per year.
03) The Qantas American express discovery card
The best thing about this card is you can earn Qantas points for every $1 spent on a purchase and you can earn Qantas points for government bodies ( if you want to pay tax bills). You can use these credit cards.
You can get 0.75 Qantas points if you spent money on government bodies of Australia.
Other benefits of the credit card: You can get a refund and recover
Now we will see what is the Eligibility of these credit card
Eligibility:
- Have an annual income of $35,000
- No history of bad debt or payment default
- Applicant should be 18 years old
- Agree to access the statement online through American Express
- Be an Australian citizen, Permanent resident, or long-time visa holder.
If you pay the full balance on time every single month, you won’t have to pay any interest for this credit card.
04) The American Express Velocity Escape card
One of the best things about this card is you can get the velocity point per $1 purchase and government bodies.
1.75 Points get when you purchase within virgin Australia, 0.75 On card purchases ( except government bodies ) in Australia, and 0.5 purchase on government bodies ) in Australia
Eligibility for a Credit card:
- Have an annual income of $40,000
- No history of bad debt or payment default
- Applicant should be 18 years old
- Agree to access the statement online through American Express
- Be an Australian citizen, Permanent resident, or long-time visa holder.
If you prefer these credit cards to your friends or family you can get $10,000 points.
This credit card has interest-free days on retail purchases of up to 55 Days. After that period interest period will be increased to 20.74% p.a.
If you prefer these credit cards to your friends or family you can get $10,000 Velocity points.
05) Coles No annual fee Mastercard credit card
With this credit card 20,000 Flybuys bonus points.
When you spend $3,000 or more eligible retail purchases within 90 days of approval. This 20,000 Flybuys bonus points roughly $100 in gift cards or flybys dollars.
By using this credit card you can get
01 Point on $2 On eligible Purchase, Once you reach the 2,000 Flybys points you can get $10 off at coles supermarket shop or you can redeem a $10 Gift card.
Also, you can get complimentary insurance in case your card is lost, damaged, or stolen by someone.
This credit card has interest-free days on retail purchases of up to 55 Days. After that period interest period will be increased to 19.99% p.a. If you pay the full balance on time every single month, you won’t have to pay any interest for this credit card.
Hope you guys get the information about the 5 Best credit cards in Australia with no Annual fees.